What makes you eligible?

If you transfer your salary to Reflect:

Salary	Credit Card Limit	Max Limit
JOD 300-499	1x salary	JOD 500
JOD 500-699	1.5x salary	JOD 1,000
JOD 700+	2x salary	JOD 3,000

** You will be eligible for Reflect Credit Card after 3 months of transferring your salary to Reflect.

** If you transfer your salary to Reflect, your salary must be registered to Social Security Corporation as well to be eligible.

Non-Salaried Users:

Average Account Balance for 3 Months	Credit Card Limit	Max Limit
JOD 100-699	1x average balance	JOD 700
JOD 700+	1x average balance	JOD 1500

** Your average account balance must be 100 JOD every month for a minimum of 3 months to be eligible for Reflect’s Credit Card.

If your salary is transferred to Social Security Corporation:

1. Your net salary must be JOD 300 or above
2. In that case, you will be eligible to 0.5 x your salary (net salary) up to JOD 1000.

More information:

Minimum limit: 100 JOD
Maximum limit: 3000 JOD
Monthly interest: 1.5%
Cash withdrawal fees: 4% with a minimum of 4 JOD.
Late payment fees / Over limit: 5 JOD
Free of annual fees

** Fees may apply for transferring funds from your credit card to your Reflect account.

To apply, you will need:

1. Choose “Credit Card” from the app homepage.
2. Confirm your employment status & occupation.
3. Input your requested credit card limit & due payment percentage.
4. Accept or decline the limit you are eligible for.
5. Confirm card delivery & you will receive it during 3-5 business days.

With the Easy Payment Plan service (EPP) on Reflect’s credit card, you can benefit from the following:

– A repayment period of up to 12 months when using the Reflect credit card to pay university fees.
– A repayment period of up to 24 months with a monthly interest rate of 1% on the amount used on the credit card when used at any store inside or outside Jordan.
– A repayment period of up to 12 months with no interest when using Reflect credit card for purchases at participating merchants in the program.