Fees & Commissions

Current Account

1st Physical Card Issuance: Free
2nd Physical Card Issuance: 2 JOD
3rd Physical Card Issuance: 5 JOD
Foreign Exchange Purchases (inside or outside Jordan): 3%
Foreign Exchange ATM Withdrawal: 3%
Card Transaction Dispute: If the request is valid, no fees will be charged.
If the dispute is invalid, a fee of 5 JOD will be charged per request.

Account Opening: Free
Deposit:
- Dynamic FX Rate Applies
- 0.3% USD, AED, GBP, EUR, SAR
Withdrawal (transfer back to current account):
- Dynamic FX Rate Applies
- No FX Commission

Reflect to Reflect: Free
CliQ: Free
Arab Bank Transfers: Free
Real-Time Gross Settlement (RTGS) & Automated Clearing House (ACH):
1,000 – 3,000
JOD: 3 JOD
3,000 – 5,000 JOD: 5 JOD
5,000 JOD or above: 8 JOD

eFAWATEERcom: Varies per eFAWATEERcom Biller, no additional fees from Reflect side

Application Processing: Free
1st Physical Card Issuance: Free
Card Replacement (lost or damaged): 5 JOD
Early Payment: Free
ATM Withdrawal: 4% (Account Fund Transfer Fee)
Monthly Interest: 1.5%
Late Payment Charges: 5 JOD
Easy Payment Plan:
- 0% for Reflect Supported Merchants
- 1% for Non-Reflect Supported Merchants
Limit Overdraft: 5 JOD
Card Cancellation: Free
Dormancy: Free
Cash Withdrawal Fees: 4%

Application Processing: Free
Issuance Fees: 1%
Government Stamp Fees:
- Loan Amount 1,000 JOD or above = 0.3%
- Loan amount ranging between 500 and 999 = 2 JOD
- Loan amount ranging between 300 and 499 = 1 JOD
Life Insurance: 0.5 JOD (Monthly)
Early Settlement: Free
Late Payment Interest: 1%
Late Installment Payment Charges:
- Less than 70 JOD = 3 JOD
- More than 70 JOD = 8 JOD
Loan Re-scheduling: 5 JOD
Loan Deferment: 5 JOD

PDF: Free
Stamped:
- 2.5 JOD (Delivery)
- +0.25 JOD per page (Current Year)
- +0.5 JOD per page (Previous Year)