Fees & Commissions

  • Minimum Balance: Free
  • 1st Physical Card Issuance: Free
  • 2nd Physical Card Issuance: 2 JOD
  • 3rd Physical Card Issuance: 5 JOD
  • Foreign Exchange Purchases (inside or outside Jordan): 3%
  • Foreign Exchange ATM Withdrawal: 3%
  • 1st Card Issuance: Free
  • 2nd Card Issuance: Free
  • Foreign Exchange Purchases (inside or outside Jordan): 3%
  • Foreign Exchange ATM Withdrawal: 3%
  • Cash Out: Free
  • Open Account: Free
  • Deposit: Free
  • Withdrawal (transfer back to current account): Free
  • Account Opening: Free
  • Deposit:
    • Dynamic FX Rate Applies
    • 0.3% USD, AED, GBP, EUR, SAR
  • Withdrawal (transfer back to current account):
    • Dynamic FX Rate Applies
    • No FX Commission
  • IBAN: Free
  • Arab Bank Debit Card: Free
  • Arab Bank Credit Card: 4% (Account Fund Transfer Fee)
  • Arab Bank ATM Deposit: Free
  • Arab Bank ATM Withdrawal: Free
  • Non Arab Bank ATM Withdrawal (Local): 1 JOD
  • Reflect to Reflect: Free
  • CliQ: Free
  • Arab Bank Transfers: Free
  • eFAWATEERcom: Varies per eFAWATEERcom Biller, no additional fees from Reflect side
  • Deposit: Free
  • Application Processing: Free
  • 1st Physical Card Issuance: Free
  • 2nd Physical Card Issuance: 5 JOD
  • Early Payment: Free
  • ATM Withdrawal: 4% (Account Fund Transfer Fee)
  • Late Payment Interest: 1.75%
  • Late Payment Charges: 5 JOD
  • Easy Payment Plan:
    • 0% for Reflect Supported Merchants
    • 1% for Non-Reflect Supported Merchants
  • Limit Overdraft: 5 JOD
  • Card Cancellation: Free
  • Dormancy: Free
  • Cash Withdrawal Fees: 4%
  • Limit Issuance: 1% (Capped at 3 JOD)
  • Late Payment Interest: 1% (Daily)
  • Late Installment Payment Charges: 5 JOD
  • Early Payment: Free
  • Limit Cancellation: Free
  • Application Processing: Free
  • Bank Issuance: 1%
  • Government Stamp Fees:
    • Loan Amount 1,000 JOD or above = 0.3%
    • Loan amount ranging between 500 and 999 = 2 JOD
    • Loan amount ranging between 300 and 499 = 1 JOD
  • Life Insurance: 0.5 JOD (Monthly)
  • Early Settlement: Free
  • Late Payment Interest: 1%
  • Late Installment Payment Charges:
    • Less than 70 JOD = 3 JOD
    • More than 70 JOD = 8 JOD
  • Loan Re-scheduling: 5 JOD
  • Loan Deferment: 5 JOD
  • PDF: Free
  • Stamped:
    • 2.5 JOD (Delivery)
    • +0.25 JOD per page (Current Year)
    • +0.5 JOD per page (Previous Year)