Privacy policy

We Value Your Privacy

Reflect is a One-stop shop that complements the customer lifestyle with the best user experience possible, it is an application that is powered by Arab Bank. It is located in Arab Bank’s headquarters in Amman Jordan. Address: 8 Shaker Bin Zaid St. Shmeisani, Amman 11195 Jordan. Reflect (“us”, “we”, or “our”) operates reflectapp.com (the “Website”). This Website informs you of our policies regarding the collection, use, protection, retention, and disclosure of Personal Information we receive from visitors of the Website. Your privacy and security are very important to us. At Reflect, we treat your personal information as private and confidential and maintain strict security policies and procedures.  

Information Collection and Use

While using our Website, we may ask you to provide us with certain personal information that can be used to contact you (e.g. contact form on the Website) and/or carry out any other business between us for which you have given consent to at the time of providing us with your personal information. Personal information may include but is not limited to first name, last name, and email address.

Use of Data

If you use our Website, sign up for, or request to participate in a particular Service, we will process your personal information you give us for the following purposes:

  • Operate, maintain, administer, and improve our Website, e.g. to show the content you request and to secure the Website as well as to gather analysis or valuable information so that we can improve our Service;
  • Communicate with you regarding any information you have submitted, including changes to our Service as well as support and administrative messages;
  • Monitor the usage of our Website and understand how users interact with the Website;
  • Detect, prevent, and address technical issues;
  • Allow you to participate in interactive features of our Service when you choose to do so;
  • Better understand your needs and interests, and personalize your experience with the Services; and provide customer support.

Newsletters and marketing information

  • If you have subscribed to one or more of our services, communications or mailing lists, you may unsubscribe by following the instructions which are included in any email that you receive or by contacting “noreply@marketing.reflectapp.com” at any time.

Protection and Security of Personal Information

Reflect takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of personal information. Reflect potentially discloses your personal information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Reflect behalf or to provide services available at Reflect website, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Reflect’s Website, you consent to the transfer of such information to them.

Disclosure of Personal Information

Reflect will not sell potentially personal information to anyone. Other than transferring their data collected to its employees, contractors and affiliated organizations, as described above, Reflect may disclose your personal information in the good faith belief that such action is necessary to:

  • Comply with a legal obligation
  • Respond to a subpoena, court order, or other governmental request
  • Protect the property or rights of Reflect third parties, users of the Service, or the public at large
  • Defend the rights or property of Reflect
  • Prevent or investigate possible wrongdoing in connection with the Service
  • Protect against legal liability

Retention of Data

Reflect will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your personal information to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

Reflect will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or where we are legally obligated to retain this data for longer time periods.

 Links to External Sites

The Website may contain links to and from the websites of other businesses of Reflect, partner networks, advertisers and affiliates.  If you follow a link to any of these websites, please note these websites have their own privacy policies and we shall not accept any responsibility or liability for these websites or policies. Please check these policies before you submit any personal data to these websites.

 Limitation of Our Liability

We provide the Website to you on an “as is” basis. We don’t give you any warranties or guarantees about how the Website will work, the availability of the Website, or whether you can get results from the Website.  Likewise, none of the third parties that provide any of the content on the Website give you any warranties about how it will work, its availability, or any results you can get from it.

Any liability related to the quality and performance of the Website, or the accuracy or completeness of the content on the Website, belongs to you.  We are not liable for any acts or damages that arise out of your use of the Website in any way. Likewise, none of the third parties that provide any of the content on the Website are liable for any acts or damages that arise out of your use, or inability to use, the Website.

If you violate the Terms of Use and another person or entity brings a legal claim against Reflect, its affiliates, or it respective officers, directors, owners, agents, information providers, or copyright owners (together, the “Reflect “parties) as a result of your violation, you are required to indemnify, defend, and hold harmless Reflect Parties for that legal claim.

 Jurisdiction and Applicable Law

The Hashemite Kingdom of Jordan courts will have exclusive jurisdiction over any claim arising from, or related to, this Website or Services offered through the Website. Any dispute or claim arising out of or in connection with this Website (including non-contractual disputes or claims) shall be governed by and construed in accordance with the Laws of the Hashemite Kingdom of Jordan.

 Changes to this Policy

This Privacy Policy is effective as of 01/07/2021 and will remain in effect except with respect to any changes in its provisions in the future. We reserve the right to update or change our Privacy Policy at any time. If we change our Privacy Policy, we will post those changes on the Website so that users are always aware of what information we collect, how we use it, and under what circumstances, if any, we will disclose it. These changes will be effective immediately. In any event, changes to this Privacy Policy may affect our use of personal information that you provided us prior to our notification to you of the changes. To that end, please check this Privacy Policy periodically to inform yourself of any changes. If you do not accept the changes made to this Privacy Policy, you should stop using our Website and Services.

For More Information

Should you have any questions regarding this Policy or want to learn more about our security practices you can contact us at Privacy.Office@Arabbank.com.jo.

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