Start Date: 01.10.2026
End Date: 31.12.2026

Campaign Details:

Apply for an instant loan through the app and enter the draw for a chance to have your loan settled in full.

Terms & Conditions:

1. This campaign starts on 01.10.2026 and ends on 31.12.2026.
2. Each month, a random eligible customer will have their outstanding loan amount, including principal and accrued interest, settled in full by Reflect.
3. The winners shall not receive the loan amount in cash; instead, the loan amount will be settled directly by Reflect.
4. The winners will have the option to apply for a new loan following the settlement of their existing loan.
5. To be eligible, customers must meet Reflect’s standard Instant Loan criteria and all campaign conditions.
6. Customers with an active Reflect credit card will receive one additional entry into the draw.
7. The original contractual loan tenor must be at least 6 months to be eligible.
8. The campaign includes loans sanctioned between 01.10.2026 and 31.12.2026.
9. Number of winners: 3 (1 winner per month).
10. If a selected winner does not meet the eligibility conditions, a new draw will be conducted.
11. The maximum instant loan amount is 6,000 JOD.
12. Winners will be selected through a random draw on the following dates: 15.12.2026, 14.01.2027, 14.02.2027.
13. At the eligibility check date, the customer must have paid in full all installments that have become due and must have no overdue amounts on the qualifying loan.
14. Each eligible customer receives one chance to win during the campaign period.
15. Any misuse, fraudulent activity, reversed or cancelled loans, blocked or suspended accounts, or other approved exclusion criteria will result in immediate disqualification from the campaign.
16. Customers who settle their loan before the applicable draw date or during the relevant eligibility period will be excluded from the campaign draw.
17. If the winner refuses to claim the prize or does not agree to the publication of their name, they will be considered to have forfeited their right to the prize, and an alternate winner will be selected in accordance with the campaign mechanism.
18. Winners will be announced within a maximum of 21 working days from each draw date.
19. For any inquiries, please contact the support team via WhatsApp at +962792777027.
20. Reflect reserves the right to modify or terminate the campaign. Any changes will be announced through the same channels used to promote the campaign.