“Reflect” Continues to Enhance Its Features And Services for Its Customers

Jun 23, 2024

Arab Bank has released an updated version of “Reflect”, introducing “Instant Loans” and “Account Opening for Non-Jordanian Residents” as part of the diverse range of digital features offered on the app. This release reflects the bank’s commitment to keep up with the latest updates for its customers to meet their financial needs and expectations and provide them with a seamless and innovative banking experience.

The latest update automatically installs on the phones of Reflect existing users to include two new features; which are “Instant Loans” that allow customers to obtain short-term personal loans digitally through the app, in simple and quick steps. Loan amounts range from a minimum of 300 JD up to 6,000 JD, with installment terms reaching up to 60 months, where salary transfer is not prerequisite to obtaining the instant loan. The second new feature is “Account Opening for Non-Jordanian Residents” service which enables residents of other specified nationalities to open “Reflect” accounts through easy steps with minimal documentation requirements. Non-Jordanian residents can also benefit from a wide range of features offered by “Reflect”; this includes the ability to create multi-currency sub-accounts, and fund them to be able to use it for shopping in multiple currencies. Users can also issue “Reflect” debit cards, benefit from (Cliq) payment, and access exclusive offers and discounts being offered by the app, additionally they can pay through the QR code payment feature on “Reflect” app.

Reflect also offers customers many privileges, including:  the “Buy now Pay Later” feature enabling customers to purchase with a maximum limit of 1,000 JD and pay the down payment using a QR code on the app at selected, and then install the remaining amount equally over a period of three months with zero interest fees. Customers with an active Reflect wallet are also able to benefit from issuing the new Reflect debit card easily through the app, which offers a host of exclusive banking privileges and services, including 1% cashback with a limit of JOD 3 monthly per transaction, added directly to the customer’s account as loyalty points.

Customers can also request to issue “Reflect” credit cards instantly and effortlessly, and upon meeting simple requirements. Salary transfer to the (Reflect) account is prerequisite to obtaining the credit card, but customers who transfer their salaries are granted a higher credit limit. Reflect credit card offers its holders 3% cashback on all transactions, in addition to benefiting from the Easy Payment Plan with installment terms of up to 24 months at zero interest at select stores and shops.

Reflect also provides exclusive offers and discounts personalized to each customer’s lifestyle and interests, in addition to many other features including: bill payments service, money transfers between pre-registered customers, the ability to shop online through the “Marketplace” saving customers’ time and effort, as well as the ability to set a savings plan based on personal needs and objectives. Users also enjoy the ability to withdraw and deposit cash daily using the contactless feature available on Arab Bank ATMs, the ability to benefit from the special loyalty program allowing customers to earn and redeem loyalty points in several ways including cash with zero fees or by using the points directly on the app, and many other benefits. The new version of the app is available through AppStore, Google Play, and Huawei AppGallery.