Reflect Credit Card
Your banking journey continues with Reflect
Open your account and apply for a credit card within 24 hours! Have control & boost your funds with Reflect’s hassle-free Visa Platinum Credit Card. No salary transfer and no paper work needed.
Benefits:
✓ 3% cashback on all transactions (Except for Bill Payment or Top Up), capped at 35 JOD/month
✓ Freeze/unfreeze the card online through the application
✓ Schedule instant payments
✓ Adjust your payment option through the app
✓ The card can be ordered from the app, and will be delivered to your doorstep
✓ Easy Payment Plan up to 24 months with 0% interest at selected merchant stores
What makes you eligible?
If you transfer you salary to Reflect:
Salary | Credit Card Limit | Max Limit |
---|---|---|
JOD 300- 499 | 1x Salary | JOD 500 |
JOD 500-699 | 1.5x Salary | JOD 1,000 |
JOD 700+ | 2x Salary | JOD 3,000 |
** You will be eligible for Reflect Credit Card after 3 months of transferring your salary to Reflect.
Non-salaried users:
Average Account Balance for 3 Months | Credit Card Limit | Max Limit |
---|---|---|
JOD 100-700+ | 1x Average Balance | JOD 700 |
** Your average account balance must be 100 JOD every month for a minimum of 3 months to be eligible for Reflect’s Credit Card.
If your salary is transferred to Social Security Corporation:
- Your salary must be JOD 300 or above
- In that case, you will be eligible to 0.5 x your salary up to JOD 1000.
More information:
Minimum limit: 100 JOD
Maximum limit: 3000 JOD
Monthly interest: 1.75%
Cash withdrawal fees: 4% with a minimum of 4 JOD.
Late payment fees / Over limit: 5 JOD
Free of annual fees
** Fees may apply for transferring funds from your credit card to your Reflect account.
To apply, you will need:
- Choose “Credit Card” from the app homepage.
- Confirm your employment status & occupation.
- Input your requested credit card limit & due payment percentage.
- Accept or decline the limit you are eligible for.
- Confirm card delivery & you will receive it during 3-5 business days.
Easy Payment Plan up to 24 months with 0% interest at selected merchant stores